Updated SberInvestitzii App Lets Users Quickly Rebalance Asset Allocation

Managing Investment Risks Becomes Simpler

Android users now have access to an updated version of the SberInvestitzii app. The most significant change is the introduction of a new Portfolio Analytics section within the Portfolio tab. This section provides a comprehensive view of an investor’s holdings, combining data across different assets and accounts, including individual investment accounts (IIAs). Portfolio Analytics shows how investments are distributed by financial instrument type, economic sector, and specific issuer. Users can filter statistics by various criteria and time ranges, as well as review income generated from investments over a selected period, giving a clearer picture of portfolio dynamics.

Among the most practical advantages of the update is the ability to assess portfolio balance and quickly adjust asset allocation when needed. Investors can identify situations where exposure to a particular issuer or economic sector has become excessive and correct it in time.

Experts note that this approach can help reduce portfolio volatility and improve risk management. In addition to analytics, the updated version includes other useful features: users can review available tax benefits related to securities ownership in the Taxes and Deductions section of the Profile tab. Short news summaries presented as cards in the refreshed News section also help users quickly understand events that may affect market prices.

More than one million users execute trades through our app every month. This includes both beginner investors and seasoned market participants. When working on the update, our goal was to make the experience as convenient and intuitive as possible, with a particular focus on supporting newcomers

Maksim Chekmarev

Head of the SberInvestor Tribe at Sberbank

Investing Is Open to Everyone

Version 3.16 of the SberInvestitzii app for Android can be downloaded from official app stores. Sberbank recommends installing the app only via verified bank channels to ensure security. Earlier, Sberbank also introduced a new iOS application, Petfolio. iPhone users can download it by visiting a bank branch. The bank emphasizes that investing does not require specialized financial education. As Sberbank representatives explain, users can open a brokerage account online for free and invest directly through the mobile app. Core investment instruments are available starting from 1,000 rubles (about $12). The app also includes an educational guide and investment ideas prepared by the bank’s analysts.

The app has built a substantial user base and is actively used by private investors and participants in Sberbank’s broader ecosystem. For millions of clients, SberInvestitzii has become a familiar and everyday tool for retail investing.

Comfort, Security, and the Bigger Picture

From a usability and security perspective, the update is timely. It improves convenience and strengthens safeguards for everyday investors. For Russian users, keeping the app up to date is particularly important, as it simplifies access to investment services through familiar smartphones and mobile banking tools.The continued improvement of digital financial products also stimulates competition in the financial market and contributes to higher levels of digital financial literacy among bank customers. This update represents another step toward strengthening the country’s retail investment infrastructure and reflects a broader trend toward more advanced digital financial services and greater competitiveness of Russian fintech products under sanctions.

Looking ahead, the SberInvestitzii product is expected to continue evolving and integrating more closely with other services in Sberbank’s ecosystem. Potential development areas include more advanced portfolio analysis algorithms, personalized investment recommendations, and enhanced cybersecurity and data protection. While the app itself has limited export potential due to sanctions, the technologies used within it could be applied in countries where the bank operates, particularly across the CIS.