Neural Networks Help Russians Manage Their Finances
AI reminders are being embraced as supportive nudges, not pressure, reshaping how people in Russia handle debts and daily choices.
A third of Russians have become more consistent in repaying debts thanks to reminders generated by neural networks, according to a survey by the financial marketplace Vyberu.ru.
The poll covered 3,000 Russians aged 18 to 65. Respondents said they perceive debt reminders from AI not as pressure but as encouragement. More than half of those surveyed prefer interacting with AI assistants rather than human operators, trusting them not only in financial matters but also in everyday services.
Analysts at Vyberu.ru explained that a shift in the very model of trust is underway. Over a third of respondents reported that dealing with an AI system is less stressful than talking to a live operator. More than half said they would rather continue engaging with AI assistants than with human staff.
The reliance goes beyond debt management. Russians increasingly trust algorithms and bots to such an extent that they are basing final purchasing decisions on AI-driven recommendations.
