AI Is Poised to Transform How Russians Invest
New intelligent systems promise personalized financial advice — analyzing goals, risks, and offering smarter investment alternatives.
Artificial intelligence will soon play a central role in how Russians make financial decisions, according to Igor Alutin, senior managing director for retail business and digital platforms at the Moscow Exchange. Speaking at the Finopolis 2025 forum, Alutin said AI can act as an objective financial assistant — collecting facts, aligning them with an investor’s goals and risk tolerance, and recommending suitable investment tools or alternatives.
He predicts that as AI becomes a standard feature in investment platforms, the market will grow more stable and rational, with decisions driven by data rather than emotion.
Smarter, Transparent, and More Trustworthy Tools
Alutin emphasized that trust will be key to widespread adoption. To earn it, AI-powered financial services must rely on transparent data sources, explainable algorithms, and precise, personalized recommendations.
Such systems could dramatically accelerate financial literacy, allowing users to grasp complex investment concepts through simple, data-driven explanations tailored to their personal goals. Instead of spending hours parsing market reports, investors will receive clear, actionable insights — guided by AI.
