Russia’s Digital Ruble Rollout Will Be Opt-In Only

As Russia prepares to launch its national digital currency in 2025, officials are making one thing clear: participation will be strictly voluntary

The digital ruble—touted as the “third form” of the national currency alongside cash and traditional electronic payments—is set to debut in stages across the country, including newly integrated regions. But according to Anatoly Aksakov, head of the State Duma’s Financial Market Committee, citizens will be free to choose how they transact. “It’s entirely up to each individual,” he emphasized at the St. Petersburg International Economic Forum.

Aksakov also pushed back on what he called “deliberate disinformation,” including rumors of mandatory salary payments or benefits being switched to the new digital format. Concerns over cybersecurity and potential theft, he noted, are overblown.

Instead, proponents highlight the digital ruble’s potential to streamline transactions, eliminate transfer fees, and offer real-time payments without intermediaries. For both individuals and businesses, it’s being pitched as a fast, secure, and modern way to move money—with no strings attached.