Somers Begins Accepting Payments via Universal Payment Code and Digital Ruble
Somers, a developer of point-of-sale and payment solutions within the Softline Group, has enabled merchants to accept payments via the Universal Payment Code (UPC) and the digital ruble.
The solution integrates with banks among the six largest players in the Russian market. In a project with one of these banks, the equipment is already in commercial operation, and transactions in digital rubles have been completed. The UPC is a unified code developed by the National Payment Card System (Natsionalnaya sistema platezhnykh kart, NSPK) that allows customers to choose between payments through Russia’s Faster Payments System (SBP), banking services, or the digital ruble. The Bank of Russia’s requirements took effect on September 1, 2026. Banks with universal licenses that were not included in the first rollout phase must connect to the digital ruble infrastructure by September 1, 2027. The deadline for other banks is September 1, 2028.
Somers offers two options: it can handle integration with NSPK and provide a ready-to-use service, or it can integrate its solution directly with a bank’s infrastructure.
According to Shpet, business owners need to focus on serving customers rather than dealing with the technical complexities of payment systems. Somers handles the integration and helps banks make payments through SBP and the digital ruble available to small and midsize business customers. Customers gain more payment options, while merchants can accept all available types of payments using a single device.
